Finance Calculator

Smart Financial Tools

SWP Calculator

Calculate your Systematic Withdrawal Plan

SWP Details

Configure your withdrawal plan

One Crore Rupees

%
1%12%
%
5%12%
years
5 years30 years

SWP Summary

Your withdrawal plan projection

Monthly Withdrawal

₹0

Monthly income

6% p.a.

Total Withdrawal

₹0

Total withdrawn

20 years

Interest Earned

₹0

Total returns

8% p.a.

Remaining Corpus

₹0

Final balance

20 years

Corpus Depletion Over Time

Visualize your corpus depletion

Remaining Corpus
Annual Withdrawal

SWP Composition

Breakdown of your SWP plan

Total Withdrawal
₹0
Remaining Corpus
₹0
Interest Earned
₹0

SWP Benefits

Why SWP is ideal for retirement income

💰Regular monthly income
📈Continues earning interest
🎯Systematic withdrawal plan
🛡️Capital preservation

SWP Breakdown

Detailed SWP parameters

💰Initial Corpus:
₹1,00,00,000
📉Withdrawal Rate:
6% p.a.
📈Interest Rate:
8% p.a.
Withdrawal Period:
20 years
💸Monthly Income:
₹0

How SWP Calculator Works

Understanding the mathematics behind SWP

SWP Formula:

Monthly Withdrawal = Corpus × (Rate / 100) / 12

Corpus = Initial investment amount

Rate = Annual withdrawal rate

Interest = Earned on remaining corpus

Balance = Corpus - Withdrawal + Interest

Key Features:

💰Regular income
📈Interest earning
🎯Systematic withdrawal
🛡️Capital preservation
💪Retirement planning