Step-up SIP Calculator

Calculate your increasing monthly investment returns

Step-up SIP Details

Configure your increasing investment plan

Initial Monthly Investment

₹

Five Thousand Rupees

Annual Step-up Percentage

5%25%

Expected Return Rate (p.a)

8%18%

Investment Period

years

5 years30 years

Step-up SIP Summary

Your increasing investment projection

Total Invested

₹0

Total contributions

20 years

Interest Earned

₹0

Total returns

12% p.a.

Maturity Amount

₹0

Final value

20 years

Step-up SIP Growth Over Time

Visualize your increasing investment journey

Total Value

Invested Amount

Investment Composition

Breakdown of your maturity amount

Total Invested

₹0

Interest Earned

₹0

Step-up SIP Benefits

Why step-up SIP is powerful for wealth creation

📈Increasing investment amounts

💰Higher potential returns

🎯Disciplined wealth building

🛡️Inflation-beating strategy

Investment Breakdown

Detailed step-up SIP parameters

💰Initial Investment:

₹5,000

📈Step-up Rate:

10% annually

📊Interest Rate:

12% p.a.

⏰Investment Period:

20 years

💸Total Invested:

₹0

How Step-up SIP Calculator Works

Understanding the mathematics behind step-up SIP

Step-up SIP Formula:

A = Σ(PMT × (1 + r)^(n-t))

A = Maturity amount

PMT = Monthly investment (increases annually)

r = Monthly interest rate

n = Total months

t = Month number

Key Features:

📈Increasing investments

💰Higher returns

🎯Disciplined approach

🛡️Inflation protection

💪Long-term wealth