Finance Calculator

Smart Financial Tools

SIP Calculator

Calculate your Systematic Investment Plan returns and plan your wealth growth with our comprehensive SIP calculator

What is SIP Calculator?

Systematic Investment Plan (SIP)

SIP is a method of investing in mutual funds where you invest a fixed amount regularly (monthly) instead of investing a lump sum amount. This approach helps in rupee cost averaging and building wealth over time.

Benefits of SIP

  • • Rupee Cost Averaging
  • • Disciplined Investing
  • • Power of Compounding
  • • Lower Investment Barrier

How SIP Calculator Works

Our SIP calculator uses the standard SIP formula to calculate your investment returns:

Maturity Amount = P × ([(1 + i)^n - 1] / i) × (1 + i)

Where: P = Monthly Investment, i = Monthly Rate, n = Total Months

Investment Details

Configure your SIP parameters

Ten Thousand Rupees

%
1%30%
years
1 years40 years

Investment Summary

Your wealth growth projection

Invested Amount

₹0

Total invested

60 months

Estimated Returns

₹0

Total returns

12% p.a.

Total Value

₹0

Maturity amount

5 years

Wealth Growth Over Time

Visualize your investment journey

Total Value
Invested Amount

Investment Composition

Breakdown of your portfolio

Invested Amount
₹0
Returns
₹0

SIP Benefits

Why SIP is a smart choice

💰Disciplined approach to investing
📈Rupee cost averaging benefits
Power of compounding over time
🛡️Lower risk compared to lump sum

Investment Breakdown

Detailed investment parameters

💰Monthly Investment:
₹10,000
📅Total Months:
60
📈Expected Return:
12% p.a.
Investment Period:
5 years

How SIP Calculator Works

Understanding the mathematics behind SIP

SIP Formula:

M = P × ([(1 + i)^n - 1] / i) × (1 + i)

M = Maturity amount

P = Monthly investment amount

i = Monthly interest rate

n = Total number of months

Key Benefits:

🎯Disciplined investment approach
⚖️Rupee cost averaging
📈Power of compounding
🛡️Lower market timing risk
💪Flexible investment amounts