Finance Calculator

Smart Financial Tools

NPS Calculator

Calculate your National Pension System returns

NPS Details

Configure your NPS parameters

Five Thousand Rupees

%
7%12%
years
5 years40 years

NPS Summary

Your retirement fund projection

Total Invested

₹0

Total contributions

30 years

Interest Earned

₹0

Total returns

9% p.a.

Maturity Amount

₹0

Final value

30 years

NPS Growth Over Time

Visualize your NPS growth journey

Total Value
Invested Amount

Investment Composition

Breakdown of your maturity amount

Total Invested
₹0
Interest Earned
₹0

NPS Benefits

Why NPS is ideal for retirement planning

🛡️Government-backed pension scheme
💰Tax benefits under Section 80C
📈Market-linked returns
🎯Retirement corpus creation

Investment Breakdown

Detailed NPS parameters

💰Monthly Contribution:
₹5,000
📈Interest Rate:
9% p.a.
Investment Period:
30 years
💸Total Contributions:
₹0

How NPS Calculator Works

Understanding the mathematics behind NPS

NPS Formula:

A = PMT × ((1 + r/n)^(n×t) - 1) / (r/n)

A = Maturity amount

PMT = Monthly contribution

r = Annual interest rate

n = Compounding frequency

t = Time in years

Key Features:

🛡️Government guarantee
💰Tax benefits
📈Market returns
🎯Retirement planning
💪Long-term investment