EPF Calculator

Calculate your Employee Provident Fund returns

EPF Details

Configure your EPF parameters

Monthly Salary

₹

Fifty Thousand Rupees

Employee Contribution Rate

1%12%

Employer Contribution Rate

1%12%

EPF Interest Rate (p.a)

7%9%

Employment Period

years

1 years40 years

EPF Summary

Your retirement fund projection

Employee Contribution

₹0

Your contribution

12%

Employer Contribution

₹0

Employer contribution

12%

Interest Earned

₹0

Total returns

8.15% p.a.

Maturity Amount

₹0

Final value

30 years

EPF Growth Over Time

Visualize your EPF growth journey

Total Value

Employee

Employer

EPF Composition

Breakdown of your EPF corpus

Employee Contribution

₹0

Employer Contribution

₹0

Interest Earned

₹0

EPF Benefits

Why EPF is a retirement essential

🛡️Mandatory retirement savings

💰Tax-free interest and maturity

📈Compound interest benefits

🎯Employer matching contribution

Investment Breakdown

Detailed EPF parameters

💰Monthly Salary:

₹50,000

👤Employee Rate:

12%

🏢Employer Rate:

12%

📈Interest Rate:

8.15% p.a.

⏰Employment Period:

30 years

How EPF Calculator Works

Understanding the mathematics behind EPF

EPF Formula:

A = (P + E) × (1 + r/n)^(n×t)

A = Maturity amount

P = Employee contribution

E = Employer contribution

r = Annual interest rate

n = Compounding frequency

t = Time in years

Key Features:

🛡️Mandatory savings

💰Tax-free returns

📈Compound interest

🎯Employer matching

💪Retirement security